Your entire AML program on one platform
APLYiD goes beyond end-to-end compliance. Build your AML/CTF policies, train your team, and stay audit-ready - all without leaving the platform.
Start free trialBook a demoTHE FULL PICTURE
Compliance isn't just verification
A complete AML program under Australian law requires documented policies, current team training, and evidence you can produce in an AUSTRAC audit. We've built the two tools you were missing.
Documented policies
ASUTRAC requires written AML/CTF program documents. Our policy builder generates all four in minutes, sing approved templated reviewed by our compliance experts
Trained and certified staff
your team must receive ongoing AML/CTF training. Our platform Learn Upon keeps everyone current and certified - with a full LMS and audit trail
Audit-ready evidence
Every verification, document, and certification is recorded in one platform - so you can demonstrate full compliance on demand, not just on deadline
01 AML/CTF POLICY BUILDER
Four required documents, one short form
Most businesses take weeks to produce their AML/CTF program documents - or pay a consultant thousands to do it for them. The APLYiD Policy Builder generates all four in minutes, using AUSTRAC-approved templates reviewed by our compliance experts. You fill in the form once. We handle the rest.
02 AML TRAINING PLATFORM
Keep your team audit-ready, always
AUSTRAC expects your staff to receive ongoing AML/CTF training. The APLYiD Training Platform gives your whole team unlimited access to courses, quizzes, and certifications through a full learning management system - so you can demonstrate current knowledge whenever you need to, not just when you last got around to it.
THE COMPLETE PICTURE
Everything to meet your AML needs
Put it all together and APLYiD covers every part of your end-to-end compliance obligation: onboard clients, verify identity, manage risk, monitor activity, build your program documents, and train your team.
✓ Client onboarding & document collection
✓ Biometric AML, KYC & KYB verification
✓ Risk assessment & management
✓ Ongoing monitoring
✓ AML/CTF Policy Builder
✓ AML Training Platform
We’re a fully-accredited AML platform
ISO 27001 certified for data security.
Your complete AML program starts here
Start a 14-day free trial or book a demo with us explore the Policy Builder and Training Platform today. No contracts, no delays - and our support team is ready when you need them.
Book a demoStart free trialFrequently Asked Questions
Compliance context
Under Australian law, reporting entities are required to maintain a documented AML/CTF program - a set of written policies and procedures that demonstrate how your business identifies and manages the risk of money laundering and terrorism financing. AUSTRAC can request this documentation at any time, and failing to produce it can result in significant penalties. It's not optional; it's a core part of your legal obligation.
AUSTRAC requires businesses to have four documented components as part of their AML/CTF program: a Part A program (your risk-based approach), a Part B program (your customer identification and verification procedures), a transaction monitoring program, and an employee due diligence program. The APLYiD Policy Builder generates all four using AUSTRAC-approved templates reviewed by compliance experts.
AUSTRAC requires that all relevant employees receive regular, up-to-date AML/CTF training - not just once at onboarding. This is because money laundering and terrorism financing risks evolve, and staff must be equipped to identify suspicious activity as it changes. If audited, you'll need to demonstrate that your team has current, documented knowledge - not just that training happened at some point in the past.
APLYiD is designed to cover your entire end-to-end AML program in one platform. That includes client onboarding and document collection, biometric identity verification (KYC & KYB), risk assessment and management, ongoing monitoring, policy document generation, and staff training and certification - everything AUSTRAC expects a reporting entity to have in place.